SYSTEM ARCHITECTURE
Bitcoin on EMI Flow
End-to-end system showing how loans work from purchase to repayment.
User Journey
1
Want to Buy BTC
User initiates purchase
2
Pay 20% Upfront
Downpayment made
3
BTC in MultiSig
Secured in contract
4
Pay EMIs
Monthly repayment @ 10%
Platform Flow
Liquidity Pool
LPs provide capital for loans and earn 5% yield on repayments.
LPsYield Farmers
SwapSo
Finances 80% of purchase. Earns 5% interest. Manages loan contracts.
Loan Contract
Risk Management
Monitors LTV. Manages crisis scenarios with penalty structure.
LTV Monitor
Market Scenarios
Market Positive
LTV StatusBelow 80%
ActionContinue EMIs
ResultAll Good!
Market Negative
LTV 80-100%Warning Zone
LTV > 100%Penalty Mode
Penalty1% per 5% excess LTV
Crisis Management (Penalty Mode)
100%+
LTV Threshold
1%
Penalty per 5% LTV
80%
Penalty to Risk Pool
Keep BTC
You retain remaining
SwapSo Platform
Safe State
Warning
Critical
Liquidity Providers